Approval time (24–48 hrs)
Bank count (e.g. 15+ UAE Banks)
Resident / Non-Resident clarity upfront
Emirates NBD, ADIB, Mashreq, FAB, RAKBANK & DIB etc..
Emirates NBD, ADIB, Mashreq, FAB, RAKBANK & DIB etc..
Emirates NBD, ADIB, Mashreq, FAB, RAKBANK & DIB.
Minimum salary: AED 10,000
UAE resident or non-resident investors
3–6 months bank statements
Passport, visa, Emirates ID
Salary certificate OR trade license

Fixed Rate Mortgage – Same EMI for years
Variable Rate Mortgage – Market-linked, low long-term cost
Islamic Home Finance (Sharia Compliant)
Non-Resident Mortgages
Refinancing Options – Reduce your EMI

PreApproval.ae offers a simple 4-step mortgage loan process in Dubai.
Submit your details → get fast pre-approval → choose the right bank → finalize your property.
The fastest and most transparent way to secure a mortgage loan in Dubai.
Simple, stress-free, and guided by experts.
Start your mortgage journey today with PreApproval.ae
Passport copy and UAE visa
Emirates ID
Salary certificate / bank statements
Property details & title deed
No-objection certificate (if applicable)

A home loan (mortgage) in Dubai is a financial product that allows both UAE residents and non-residents to purchase property. Banks and financial institutions offer these loans at fixed or variable interest rates, secured against the property itself. Click here to Check your exact eligibility with our experts.
Up to 80% of property value for residents; varies for non-residents.Click here to Check your exact eligibility with our experts.
Typically 24–48 hours for home Mortgage pre-approval; final disbursement within 2–3 weeks.. Click here to Check your exact eligibility with our experts.
Yes, non-residents and Indian nationals are eligible (bank-specific).. Click here to Check your exact eligibility with our experts.
Passport, Emirates ID, salary proof, property documents, NOC if applicable.
No, we maintain transparency with all fees and interest rates. Click here to Check your exact eligibility with our experts.
Most banks require a minimum monthly salary of AED 15,000 for expats. However, some specialized lending programs may accept a minimum salary of AED 10,000, depending on your employer’s category. Click here to Check your exact eligibility with our experts.
Yes, most banks allow prepayment; terms vary per bank.