PRE APPROVAL Mortgage Consultant | preapproval.ae
Pre Approval Mortgage Consultant, based in Business Bay, helps you secure home loans in Dubai with fast approvals and zero brokerage fees. Enjoy a simple, transparent, and stress-free process with services including: Pre-Approved Dubai home loans, Strategic Mortgage Refinancing, and Quick Loans Against Property.
Pre Approval Mortgage Consultant, based in Business Bay, helps you secure home loans in Dubai with fast approvals and zero brokerage fees. Enjoy a simple, transparent, and stress-free process with services including: Pre-Approved Dubai home loans, Strategic Mortgage Refinancing, and Quick Loans Against Property.
HSBC, CBD, Emirates NBD, ADIB, Mashreq, FAB, RAKBANK & DIB.
Easy processing with direct bank links.
We compare 14+ UAE banks for the lowest rate.
Transparent charges. No surprises.
Expat, non-resident & business owners welcome for home loan & refinance.
At PRE APPROVAL Mortgage Consultant, we are committed to making your home loan journey simple, transparent, and stress-free. Based in the UAE, we specialize in providing expert guidance to help you navigate the complex world of home loans and mortgages. Whether you’re purchasing your first home or refinancing, our experienced team offers personalized support to ensure you find the Competitive Rates loan options that match your financial goals.
We provide personalized consultations to assess your financial situation and guide you toward the best home loan options, ensuring you make an informed decision.
Explore the best buyout options to refinance your existing home loan with better terms. Our experts will help you reduce interest rates and monthly payments while maximizing your savings.
Unlock the value of your home with expert equity release advice. We help you explore the best options to access funds for your retirement or other needs, without selling your property.
Our team helps you compare various loan offers from top banks and lenders, ensuring you find the most competitive rates and favorable terms for your home loan.
Fixed Rate Mortgage – Same EMI for years
Variable Rate Mortgage – Market-linked, low long-term cost
Islamic Home Finance (Sharia Compliant)
Non-Resident Mortgages
Refinancing Options – Reduce your EMI
Achieve your financial goals with a smooth and hassle-free journey. Here’s how we make it simple for you:
Start by sharing your details through our streamlined application process, designed to save you time and effort.
Our experienced team will thoroughly review your application, ensuring it aligns with the lender’s requirements and provides you with the best options.
Once approved, we’ll facilitate the disbursal of your Home loan, giving you access to funds quickly and efficiently.
We Simplify Your Journey to Save Your Time and Money Compared to Banks.
Let us make your homeownership dreams come true! Contact us today for a free consultation and find the perfect home loan that fits your needs.
Tailored Advice for Every Customer
Hassle-Free Applications
Competitive Rates and Terms
The very first step, even before you look at properties, is getting a mortgage pre-approval. This is an official confirmation from a lender stating the maximum amount you can borrow for your home loan in Dubai. It shows sellers you are a serious, qualified buyer and gives you a clear budget. Click here to Check your exact eligibility with our experts.
A single bank can only offer you its own products. As your consultant, we work with all major UAE banks (like FAB, Emirates NBD, DIB, Mashreq, and more). We make the banks compete for your business, allowing us to find you the absolute best interest rate and terms for your home loan in Dubai, saving you time and money. Click here to Check your exact eligibility with our experts.
Our process is designed to be smooth and easy. It starts with a simple online form, followed by a quick call back from our team. We then handle the document collection and manage the entire application, ensuring you get your pre-approval as quickly as possible. Click here to Check your exact eligibility with our experts.
Yes, We are experts in handling mortgage applications for all client types, including expatriate residents and non-residents. We offer specialized non-resident home loan services and can guide you through the specific documentation and requirements. Click here to Check your exact eligibility with our experts.
We offer a complete range of mortgage and property financing solutions, including:
Mortgage Refinancing: To replace your current loan with a new one at a better interest rate.
Buy-to-Let / Investment Loans: For purchasing rental or investment properties.
Loan Against Property (Equity Release): To borrow money against a property you already own.
Commercial Property Loans: For financing business or commercial real estate. Click here to Check your exact eligibility with our experts.
Your application will be managed by our expert team, led by our founder, Sangram Singh. We are known in Dubai for our transparency, reliability, and providing tailored financial solutions that fit your unique needs. Click here to Check your exact eligibility with our experts.
The amount you can borrow depends on your income, down payment, existing debts, and credit history. The best way to find out the exact amount is to use our online mortgage calculator or contact us for a free, no-obligation pre-approval. Click here to Check your exact eligibility with our experts.
Our office is located in Business Bay, Dubai. You can find our full address, office hours, and a Google Map on our website for your convenience. Click here to Check your exact eligibility with our experts.
A home loan (mortgage) in Dubai is a financial product that allows both UAE residents and non-residents to purchase property. Banks and financial institutions offer these loans at fixed or variable interest rates, secured against the property itself. Click here to Check your exact eligibility with our experts.
Yes, home loans are easily available for Indian nationals. Whether you are an Indian expat living in the UAE or a non-resident living in India, you can apply for financing for both ready-to-move and off-plan properties. Click here to Check your exact eligibility with our experts.
Absolutely. Non-residents can apply for mortgages in Dubai. While the process involves different documentation and usually requires a slightly higher down payment compared to residents, many UAE banks have dedicated products for international investors. Click here to Check your exact eligibility with our experts.
Current mortgage rates in Dubai typically range between 3.75% and 5.5%. The final rate depends on your profile, the bank’s policy, and whether you choose a fixed-rate or a variable-rate (EIBOR-linked) plan. Click here to Check your exact eligibility with our experts.
For non-residents, interest rates are slightly higher, generally ranging from 4.25% to 6%. Factors such as your country of residence, monthly income, and the property type will influence the final offer. Click here to Check your exact eligibility with our experts.
A mortgage calculator helps you estimate your monthly commitments. By inputting the property price, down payment, interest rate, and loan tenure, it provides an instant breakdown of your Monthly Installments (EMI). Click here to Check your exact eligibility with our experts.
Most banks require a minimum monthly salary of AED 15,000 for expats. However, some specialized lending programs may accept a minimum salary of AED 10,000, depending on your employer’s category. Click here to Check your exact eligibility with our experts.
Typically, you will need:
Passport, Visa, and Emirates ID (for residents).
Latest Salary Certificate and 6 months of Bank Statements.
Latest Credit Report.
Property Documents (Title Deed or Sales & Purchase Agreement).
Non-residents may need additional proof of income from their home country. Click here to Check your exact eligibility with our experts.
UAE Residents (Expats): Minimum 20% of the property value.
Non-Residents: Minimum 25% to 30% of the property value. Note: Additional closing costs (DLD fees, agency fees) should also be budgeted. Click here to Check your exact eligibility with our experts.
Yes, with proper planning and using a mortgage calculator, EMIs are very manageable. UAE regulations ensure that your Total Debt Burden Ratio (DBR) does not exceed 50% of your monthly income, keeping your lifestyle comfortable. Click here to Check your exact eligibility with our experts.
